Add Funds Easily

Fast access to your funds is simple with direct deposit and Vanilla Reload. Plus, if you load at least $1,000 per month to your card, your monthly fee is waived!

Vanilla Reload

Easily add cash* to your JH Preferred Card at thousands of Vanilla Reload locations nationwide. Go to Vanilla Reload to learn more.

*Service fees apply. Subject to cardholder load limits.

Walmart Rapid Reload

Loading your JH Preferred Card is easy at Walmart. Rapid Reload at a participating location by taking your card and cash to any register.

Reload and balance limits apply, see your Cardholder Agreement for details.

Not available in Vermont.


Free Direct Deposit

Skip the long lines. Sidestep the huge check cashing fees. Take the planning and worry out of your payday. Direct deposit your paycheck or government benefits right to your Card automatically.

Download your direct deposit form.



Ingo™ Money App

Deposit check funds to your JH Preferred Card account in minutes, anytime, anywhere with the Ingo Money app1. If your check is approved, you can access your money in minutes for a fee2 or in 10 days at no additional charge3. And once your card is funded, the money is yours to keep and available to spend. 

1Ingo Money is a service provided by Ingo Money, Inc. and First Century Bank, N.A., subject to the Ingo Money and First Century Bank Terms and Conditions, and Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Unapproved checks will not be loaded to your card. Ingo Money reserves the right to recover funds from bad checks if you knew the check was bad when you sent it, if you attempt to cash or load it elsewhere after funding or if you otherwise act illegally or fraudulently. Fees may apply to loading or use of your card. Contact your card issuer for details.

2Approved printed payroll and government checks can be funded to your card in minutes for a fee of 1% of the check value. All other check types may be funded in minutes for 4% of check value. There is a minimum fee of $5 for all checks approved and funded in minutes.

3Your wireless carrier may charge a fee for messaging or data and certain other transaction fees and costs, terms and conditions are associated with the use of your card. See your Cardholder Agreement for more details.